Chris Kirkpatrick wasn’t always the financial expert he is today. His journey began as a top-100 international poker player, where he learned to master calculated risks and strategic thinking. These skills became the foundation of his later work in finance.
Transitioning from poker to business, Kirkpatrick climbed the corporate ladder as the Director of Business Development at a Fortune 500 life insurance company. However, he quickly realized that the conventional financial system was not designed to help most people thrive.
“I can’t imagine waiting 30 years to do anything,” he says. “The system is set up to make people fail by default.”
This realization led him to leave the corporate world and create LIFE180, a company dedicated to transforming how people think about wealth and freedom.
What is LIFE180?
LIFE180 isn’t just a financial firm—it’s a movement. The name stands for Living Intentionally for Excellence, and it reflects Kirkpatrick’s mission to help people turn their lives around.
“We live in the most prosperous country in the world, yet 95% of people are not financially prepared for retirement,” he explains. “That’s not just a personal failing—it’s a systemic issue.”
Through LIFE180, Kirkpatrick teaches strategies like infinite banking and whole life insurance, which allow individuals to build wealth while maintaining control over their finances. His philosophy emphasizes avoiding unnecessary risks and focusing on creating a strong financial foundation.
The Five F’s: A Holistic Approach to Life and Wealth
For Kirkpatrick, financial freedom isn’t just about money—it’s about alignment in all areas of life. He uses the Five F’s as a framework for success:
- Faith: Staying connected to a higher purpose.
- Family: Strengthening relationships with financial security.
- Fitness: Prioritizing health as a cornerstone of freedom.
- Finance: Building a solid, intentional financial foundation.
- Freedom: Living life on your terms.
“True freedom comes when all these areas are in balance,” he shares. “Money is just one tool to help us achieve that.”
A Bold Move to the Dominican Republic
In a move that epitomizes intentional living, Kirkpatrick and his family relocated from the U.S. to a small fishing village in the Dominican Republic. The decision was driven by a desire to escape the consumerist culture of the United States and instill more meaningful values in their children.
“It was challenging,” he admits. “But it forced us to grow and align our lives with our priorities.”
The move also allowed Kirkpatrick to expand his business ventures, including running retreats and masterminds.
Rethinking Money and Risk
Kirkpatrick challenges conventional financial wisdom, particularly the idea that younger people should take on more risk.
“The younger you are, the less risk you need to take,” he argues. “You have time on your side, so focus on consistency and avoiding losses.”
One of his key strategies is leveraging whole life insurance for infinite banking. This approach provides liquidity, long-term growth, and the ability to seize opportunities without interrupting compounding returns.
“I’d rather earn 4-5% consistently and find one big opportunity each decade than chase risky investments,” he says.
Trust the Process: Lessons for Entrepreneurs
For aspiring entrepreneurs, Kirkpatrick emphasizes the importance of patience and resilience.
“I went through lawsuits, non-compete agreements, and moments of doubt,” he shares. “But every challenge is part of the process. Trust yourself and stay committed to your vision.”
Giving Back: Building People, Not Just Portfolios
At his core, Kirkpatrick’s mission is about more than just financial strategies—it’s about empowering people to live their best lives.
“My focus is on building people,” he says. “Money is a tool to help us expand our impact and live intentionally.”
Unlock Your Financial Freedom Blueprint
Discover the tools to transform your financial future with Chris Kirkpatrick’s exclusive giveaway! Gain access to:
- What Would the Rockefellers Do? – A powerful guide available as an ebook, audiobook, or physical copy, teaching you how to build lasting wealth.
- Living Legacy Course – A step-by-step playbook filled with actionable insights, worksheets, and strategies to create the financial life you’ve always envisioned.
Start aligning your money with your purpose today. Don’t miss this opportunity to take control of your finances and your future!
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Redefining Wealth and Freedom
Chris Kirkpatrick’s story is a testament to the power of intentionality and innovation. By aligning money with purpose, he’s helping people achieve financial freedom and live life on their own terms.
His advice? “Live intentionally, take control, and use money as a tool to create the life you want.”
More of Chris:
- Website: www.life180.com/
- Linkedin: @ckirkpatrick13
- Instagram: @realchriskirkpatrick